中文摘要：随着我国市场经济的快速发展,我国市场上各个行业都得到了良好的发展机遇,尤其是保险行业已经成为了新的产业创新点。这也为人们提供了更好的风险承担平台,与此同时也给人们带来了相应的经济保障条件。保险业是我国金融业开始时间最早、开放力度最大、发展步伐最快的行业。在党中央的关心下,在不断对外开放的过程中,保险业坚持改革创新,行业面貌放生了历史性的变化。但是在迎接机遇的同时也面临了很多挑战。很多保险公司在发展过程中产生了财务风险给保险公司的发展带来了危机。因此,保险公司在经营发展过程中必须重视自身财务风险的防范和管理。本文主要针对保险公司做了简要的阐述,分析了保险公司经营的重要意义,并提出了一些改善的措施和建议,希望有助于保险公司能全面提高管理水平和服务质量。

关键词 ：保险公司；保险业务；风险控制与防范

Contents

Abstract

中文摘要

I Introduction-1

II The Origin and History of Insurance Company-2

2.1 The Origin of Insurance Company-2

2.2 The History of Development of Insurance Company-2

III Research Status of Insurance Company at Home and Abroad-4

3.1 Status of Domestic Insurance Companies-4

3.2 Status of Foreign Insurance Companies-5

IV Classification and Operation Strategy of Insurance Company-7

4.1 Life Insurance-7

4.2 Health Insurance-7

4.3 Accident Insurance-7

4.4 Liability Insurance-7

4.5 Credit Insurance-8

4.6 Warranty Insurance-8

4.7 Operation Strategy of Insurance Company-8

V Case Analysis to Life and Property Insurance-10

5.1 Case Analysis of Life Insurance-10

5.2 Case Analysis of Property Insurance-11

VI Study on Financial Risk Control and Prevention of Insurance Company-13

6.1 Existing Problems of the Insurance Company-13

6.2 How to Deal with Challenges for Insurance Company-14

6.3 Suggestions and Opinions on Insurance Company-16

Conclusion-17

References-18

Acknowledgements-19